PC Jeweller News: Latest Developments, Business Updates, and Market Outlook

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  PC Jeweler is one of the renowned jewelery retail brands in India, recognized for its wide range of gold, diamond and silver jewellery. Over the past few years, the company has built a strong presence across major Indian cities and has also expanded internationally. Recently, the PC Jeweler business has once again come into focus due to restructuring efforts, market performance discussions and investor interest. PC Jeweller News company background Established in 2005, PC Jeweler started as a single showroom and gradually expanded into a large retail chain. The brand gained popularity for its contemporary designs, certified jewelery and aggressive marketing strategies. At its peak, PC Jeweler operated several showrooms in India and abroad, catering to both traditional and modern jewelery buyers. Recent Business Developments In recent times, it  has been working on improving its financial health and operational efficiency. The company has taken steps towards debt reduction, co...
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How to Buy a Bajaj Motorcycle on a Low Budget

 Owning a motorcycle is a dream for many people in India, especially students, daily commuters and middle-class families. A bike is not just a vehicle; It is a symbol of freedom, convenience and independence. Bajaj is one of the most trusted motorcycle brands in India, known for its affordability, fuel efficiency and strong performance. The good news is that if you plan wisely, you can buy a Bajaj motorcycle even with limited money.

bajaj motorcycle kam budget mai kaise le 

bajaj motorcycle kam budget mai kaise le

In this article, we will discuss practical and realistic ways to buy Bajaj motorcycles on a low budget without putting unnecessary financial pressure on yourself.

1. Choose the right Bajaj motorcycle model

The first and most important step is to choose the right model. Bajaj offers a wide range of motorcycles at different price points. If your budget is limited, you should focus on entry-level and commuter bikes rather than premium or sports models.

Some budget-friendly Bajaj motorcycles include:

Bajaj Platina

Bajaj CT 110

Bajaj Pulsar 125

Bajaj Discover (Used Market)

These bikes are designed for daily commuting, give excellent mileage and have low maintenance costs. Avoid high-end models if your goal is to save money.

2. Decide between a new or used motorcycle

If your budget is very limited, buying a used Bajaj motorcycle can be a smart decision. Second-hand bikes are much cheaper than new bikes and still perform well if maintained well.

Benefits of buying an old Bajaj bike:

low purchase price

low insurance costs

low depreciation loss

However, always check:

ondition of the bike

engine performance

service history

Legal Documents (RC, Insurance, Pollution Certificate)

It is safer to purchase from a trusted dealer or known person than purchasing from unknown sources.

3. Make a proper budget plan

Before visiting a showroom, decide how much you can spend. Your budget should include:

down payment

EMI amount

insurance cost

registration fee

Helmets & Accessories

A common mistake that people make is to focus only on the EMI and ignore other expenses. A proper budget helps you avoid future financial stress.

4. Choose a low down payment option

Many Bajaj dealerships and finance companies offer low down payment plans. In some cases, you can get a bike with a down payment as low as 10-20% of the bike's price.

Tips to reduce down payment:

View festive offers

Compare Finance Companies

talk to dealer

Check for zero or minimum down payment plans (read terms carefully)

Low down payment makes bike ownership easy, but make sure the EMI remains affordable.

5. Choose the right EMI tenure

EMI plays an important role in buying a bike in low budget. Longer tenure means lower EMIs, but higher total interest.

For low-income buyers:

Choose a tenure of 24-36 months

Keep EMI within 10-15% of your monthly income

Avoid very long tenures if possible

Always calculate the EMI before finalizing the loan.

6. Compare loan interest rates

Different banks and NBFCs offer different interest rates. Even a small difference in interest rate can save you a lot of money over time.

Ways to get lower interest rates:

maintain a good credit score

Provide Income Proof

Compare Banks, NBFCs and Dealer Financing

negotiate interest rates

Don't accept the first offer without comparison.

7. Check out discounts and offers

Bajaj often offers discounts:

Festive season (Diwali, Dussehra, New Year)

year end clearance sale

exchange offer

corporate or student discount

Ask the dealer clearly about:

cash discount

free accessories

insurance price reduction

Sometimes dealers don't mention offers without you asking.

8. Save money before buying

If possible, save money for a few months before buying a bike. Even small monthly savings can increase your down payment and reduce the debt burden.

Saving Benefits:

low emi

low interest amount

better financial security

If you are not financially prepared, avoid rushing into purchases.

9. Reduce ownership costs

Buying a bike is not the end of the expenses. Operation and maintenance costs matter a lot when your budget is tight.

Tips to Reduce Ownership Costs:

Choose high mileage models

Get your bike serviced regularly

use genuine spare parts

Ride responsibly to save fuel

Bajaj bikes are known for economical maintenance, which is an advantage for budget buyers.

10. Avoid unnecessary stuff

Dealers often try to sell extra accessories like crash guards, seat covers and fancy lights. This increases the total cost.

Buy only essential items such as:

helmet

Basic Safety Accessories

You can always add accessories later when your budget allows.

11. Improve your credit score

If you are planning to buy on EMI, a good credit score helps you get better loan terms.

Ways to Improve Credit Score:

pay bills on time

Avoid multiple loan applications

repay old dues

Even a slight improvement in credit score can reduce interest rates.

bajaj motorcycle showroom near me

12. Consider Exchange Offers

If you already have an old bike, the exchange offer can reduce the price of a new Bajaj motorcycle. Dealers evaluate your old bike and adjust the value of the new bike.

It reduces:

down payment

Total Loan Amount

Comments

  1. realityblogsinspirationFriday, 2 January 2026 at 13:20:00 GMT+5:30

    “If you’re on a tight budget, Bajaj CT 110 is a top choice. Affordable price + good fuel efficiency = ideal for working people and students.”

    ReplyDelete

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